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Compare Reverse Mortgage Specialists in Cumberland, RI
Looking for a reverse mortgage specialist in Cumberland? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Cumberland, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 3 reverse mortgage specialists in Cumberland, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Louis Ciccia, Mortgage Lender
2352 Mendon Rd unit 17, Cumberland, RI 02864
4015457704
American Nationwide Mortgage
2122, 2352 Mendon Rd #17, Cumberland, RI 02864
4014748453
Steven Keough at Citywide (NMLS #20666)
2352 Mendon Rd Unit 17, Cumberland, RI 02864
4016480901
What Does a Reverse Mortgage Specialist in Cumberland Cost?
Reverse mortgage specialist fees in Rhode Island typically range from 250 to 500 dollars for an initial consultation. Loan origination fees for a HECM are capped at 6,000 dollars or 2.5 percent of the home value, whichever is less. Third-party costs such as appraisal, title search, and recording fees usually total 1,500 to 3,000 dollars. Rhode Island also charges a mortgage recording tax of 2.30 dollars per 500 dollars of loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Cumberland Rhode Island?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be a primary residence, such as a single-family home, FHA-approved condo, or manufactured home. Rhode Island law also mandates a financial assessment and counseling session.
How does Rhode Island law affect reverse mortgage proceeds?
Rhode Island does not tax reverse mortgage proceeds as income. However, the loan must be repaid when the last borrower dies, sells the home, or moves out permanently. Non-borrowing spouses in Rhode Island have certain protections under federal HUD rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.