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Compare Reverse Mortgage Specialists in Whitehall Township, PA
Compare reverse mortgage specialists in Whitehall Township. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Whitehall Township, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 3 reverse mortgage specialists in Whitehall Township, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage America, Inc.
1425 Grape St, Whitehall Township, PA 18052
6104398000
Jerry Wehr
1425 Grape St #2, Whitehall Township, PA 18052
6104398000
Jeff Kraus, NMLS #128571
1425 Grape St #2, Whitehall Township, PA 18052
6102127407
A reverse mortgage specialist in Whitehall Township Pennsylvania helps older homeowners access home equity without monthly payments. Pennsylvania law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists guide clients through the application process and explain how local property taxes and insurance obligations still apply.
What Does a Reverse Mortgage Specialist in Whitehall Township Cost?
Typical costs for a reverse mortgage specialist in Pennsylvania include an origination fee of up to 2 percent of the homes value with a cap of 6000 dollars. Third-party closing costs such as appraisal title search and recording fees range from 2000 to 5000 dollars. The upfront mortgage insurance premium is 2 percent of the homes appraised value. These costs are usually financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Whitehall Township?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and meet HUD standards. Pennsylvania law also requires completion of a counseling session with a HUD-approved agency.
How does a reverse mortgage affect property taxes in Whitehall Township?
Reverse mortgage borrowers must continue paying property taxes to Lehigh County and Whitehall Township. Failure to pay taxes can lead to foreclosure. The lender does not pay taxes on the homeowners behalf.
Can I lose my home with a reverse mortgage in Pennsylvania?
Yes if you fail to pay property taxes or homeowners insurance or if you move out for more than 12 consecutive months. Pennsylvania law provides a right to cure a default within a specific timeframe but the exact period depends on the loan terms.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.