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Compare Reverse Mortgage Specialists in West Chester, PA
Browse reverse mortgage specialists serving West Chester, Pennsylvania. Contact information and addresses listed below.
20 agents listed
Updated May 2026
West Chester, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 20 reverse mortgage specialists in West Chester, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Rate Kings Mortgage LLC
622 Smoke House Rd, West Chester, PA 19382
6105723635
DJ Sutera at CrossCountry Mortgage
1615 West Chester Pike Suite 103, West Chester, PA 19382
6102204456
Kyle Sutera at CrossCountry Mortgage
1615 West Chester Pike Suite 103, West Chester, PA 19382
6103685377
Penn Street Mortgage
18 W Gay St 2nd Floor, West Chester, PA 19380
6104312100
Randy Milia - CMG Home Loans
1246 West Chester Pike STE 311, West Chester, PA 19382
6109311549
Sean Bogue | Mortgage Lender
1007 Regimental Dr, West Chester, PA 19382
5169652742
CM Mortgage Services Inc. - Mortgage Lender West Chester PA
1240 West Chester Pike #212, West Chester, PA 19382
6104306852
PrimeLending, A PlainsCapital Company - Brandywine Valley
25 Turner Ln 1st Floor, West Chester, PA 19380
6108400348
Brandywine Valley Mortgage
1244 West Chester Pike #410, West Chester, PA 19382
4844595161
Kenny Financial Services, Inc.
2 W Market St Suite 100, West Chester, PA 19382
8885047117
Eric Petransky at Rate (NMLS #1540389)
1242 West Chester Pike, West Chester, PA 19382
2672458161
U.S. Financial, Inc.
107 E Chestnut St, West Chester, PA 19380
6108507500
Karen Jackson, Sr Mortgage Advisor
276 Dilworthtown Rd, West Chester, PA 19382
6102029684
Fran Patton at Rate (NMLS #425090)
300 Willowbrook Ln Suite 310 Office 111, West Chester, PA 19382
2678257826
Market St. Mortgage
1101 Carroll Hill Dr, West Chester, PA 19382
4847730101
Zac Yeni - Brandywine Valley Mortgage
535 N Church St Suite 140, West Chester, PA 19380
4846999143
Vanguard Lending, LLC
1244 West Chester Pike #410, West Chester, PA 19382
6109455352
Solid Home Loans, LLC
1240 West Chester Pike STE 210, West Chester, PA 19382
6103140629
WFHM Reverse Mortgage Team
17 S High St, West Chester, PA 19382
4849942826
Revolution Mortgage
300 Willowbrook Ln Suite 310, Office #1, West Chester, PA 19382
6104677611
Reverse mortgage specialists in West Chester Pennsylvania help homeowners aged 62 and older convert home equity into cash without monthly payments. Pennsylvania law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists in Chester County guide clients through the process including property eligibility and loan repayment rules.
What Does a Reverse Mortgage Specialist in West Chester Cost?
Typical costs for a reverse mortgage in Pennsylvania include an origination fee up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third party costs such as appraisal title and recording fees usually between 1000 and 3000 dollars. Total closing costs often range from 5000 to 15000 dollars depending on the home value and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in West Chester Pennsylvania?
A reverse mortgage specialist is a licensed professional who helps seniors understand and apply for HECM loans. They explain how the loan works including interest rates fees and the requirement to maintain the home and pay property taxes. In Pennsylvania these specialists must follow state and federal regulations for mortgage origination.
What are the eligibility requirements for a reverse mortgage in Pennsylvania?
To qualify for a reverse mortgage in Pennsylvania you must be at least 62 years old own your home outright or have a small mortgage balance and live in the home as your primary residence. You also need to attend a HUD approved counseling session. The home must be a single family home or a HUD approved condominium.
Are reverse mortgage proceeds taxable in Pennsylvania?
Reverse mortgage proceeds are not considered income for federal or Pennsylvania state tax purposes. The money you receive is a loan advance not taxable income. However interest on the loan is not deductible until you pay it back. Consult a tax professional for your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.