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Find Reverse Mortgage Specialists in Shippensburg, PA
Compare reverse mortgage specialists in Shippensburg. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Shippensburg, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 7 reverse mortgage specialists in Shippensburg, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Carrie Gardner, Realty One Group Golden Key
512 W King St, Shippensburg, PA 17257
7173604555
Thomas P. Gleason, Esquire
825 W King St APT E, Shippensburg, PA 17257
7175323270
Patriot Federal Credit Union
1095 W King St, Shippensburg, PA 17257
8887779982
OneMain Financial
208 Conestoga Dr, Shippensburg, PA 17257
7175322497
F&M Trust
13 Shippensburg Shopping Center, Shippensburg, PA 17257
8882646116
Edward Jones - Financial Advisor: Cory A Nye, AAMS
244 S Fayette St, Shippensburg, PA 17257
7175322738
Taylor Financial Management
402 Richwalter Ave, Shippensburg, PA 17257
7175306000
A reverse mortgage specialist in Shippensburg Pennsylvania helps homeowners aged 62 and older convert home equity into loan proceeds. Pennsylvania law requires borrowers to complete HUD-approved counseling before applying. Local specialists can explain how property taxes and insurance obligations affect your loan in Cumberland County.
What Does a Reverse Mortgage Specialist in Shippensburg Cost?
Typical costs for a reverse mortgage specialist in Pennsylvania include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. These costs often total 3,000 to 8,000 dollars depending on the loan amount and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and ownership requirements for a reverse mortgage in Shippensburg?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence. Pennsylvania law does not add extra age requirements beyond federal rules.
Do I need counseling before getting a reverse mortgage in Pennsylvania?
Yes federal law requires a counseling session with a HUD-approved counselor before you can apply. The counselor explains loan terms costs and alternatives. Pennsylvania does not have a separate state counseling requirement.
What happens to the loan if I move out or sell my home in Shippensburg?
The loan becomes due when you sell the home move out permanently or pass away. You or your heirs must repay the loan balance or 95 percent of the home value whichever is less. Pennsylvania law gives heirs up to 12 months to settle the loan after the borrower dies.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.