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Compare Reverse Mortgage Specialists in Reading, PA
Browse reverse mortgage specialists serving Reading, Pennsylvania. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Reading, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 9 reverse mortgage specialists in Reading, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guthix Lending LLC
1118 Ryebrook Rd, Reading, PA 19608
6109147527
Tidewater Mortgage Services, Inc.
3608 St Lawrence Ave # 102, Reading, PA 19606
6106030241
Nereida Ceballos at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
6105870589
David Payonk at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
8777731226
Contour Mortgage
2345 Bernville Rd 2nd Floor, Reading, PA 19605
6102232622
Michael Miley at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
6102236621
Leo J. Harvey -the Hecm Pro
3608 St Lawrence Ave, Reading, PA 19606
6106030241
Brian Conner - Contour Mortgage
2345 Bernville Rd 2nd floor, Reading, PA 19605
4849552484
Max Mortgage
6103 Washington Dr, Reading, PA 19606
6104689894
A reverse mortgage specialist in Reading Pennsylvania helps older homeowners access home equity without monthly payments. Pennsylvania law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists understand Berks County property values and can explain how a reverse mortgage affects your estate and heirs under state law.
What Does a Reverse Mortgage Specialist in Reading Cost?
Typical costs for a reverse mortgage in Pennsylvania include an origination fee up to 2 percent of the home value an appraisal fee of 400 to 600 dollars and a mortgage insurance premium of 2 percent of the loan amount. Closing costs usually range from 2,000 to 5,000 dollars. These costs are often financed into the loan rather than paid upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Reading Pennsylvania?
You must be at least 62 years old to qualify for a reverse mortgage in Pennsylvania. All borrowers listed on the title must meet this age requirement. The home must be your primary residence.
Do I need counseling before getting a reverse mortgage in Pennsylvania?
Yes Pennsylvania law requires you to complete a counseling session with a HUD-approved counselor before you can apply. This session explains the loan terms costs and alternatives. The counselor must be independent from the lender.
What types of homes qualify for a reverse mortgage in Reading?
Single-family homes are the most common qualifying property type. Some condominiums and manufactured homes may also qualify if they meet HUD standards. The home must be in good condition and pass a FHA appraisal.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.