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Find Reverse Mortgage Specialists Near You in North Huntingdon, PA

Directory of reverse mortgage specialists in North Huntingdon, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
North Huntingdon, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 reverse mortgage specialists in North Huntingdon, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Angela C Zegarelli - PNC Mortgage Loan Officer (NMLS #1343190)
8735 Norwin Ave, North Huntingdon, PA 15642
7246892243
PNC Mortgage
8735 Norwin Ave, North Huntingdon, PA 15642
7248647500

Reverse mortgage specialists in North Huntingdon, Pennsylvania help older homeowners access home equity without monthly payments. In Pennsylvania, borrowers must be at least 62 years old and complete a HUD-approved counseling session. Local specialists can guide you through the process, including understanding how Pennsylvania property taxes and insurance requirements affect the loan.

What Does a Reverse Mortgage Specialist in North Huntingdon Cost?

Typical costs for a reverse mortgage in Pennsylvania include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the loan amount, and appraisal fees ranging from 400 to 800 dollars. Closing costs may add 2,000 to 5,000 dollars total. These costs are usually rolled into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage and how does it work in North Huntingdon?
A reverse mortgage is a loan for homeowners 62 or older that lets you convert part of your home equity into cash. In Pennsylvania, you must attend a HUD-approved counseling session before applying. The loan is repaid when you sell the home, move out permanently, or pass away.
Are there income or credit requirements for a reverse mortgage in Pennsylvania?
Reverse mortgages do not require monthly income or a minimum credit score. However, lenders in Pennsylvania will check your ability to pay property taxes, homeowners insurance, and home maintenance costs. You must also keep the home in good condition.
Can I lose my home with a reverse mortgage in North Huntingdon?
You can lose your home if you fail to pay property taxes or homeowners insurance, or if you do not maintain the property. In Pennsylvania, lenders must give you a notice and a chance to cure any default before foreclosure. Always discuss these risks with a specialist.