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Find Reverse Mortgage Specialists in Mechanicsburg, PA
Browse reverse mortgage specialists serving Mechanicsburg, Pennsylvania. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Mechanicsburg, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 14 reverse mortgage specialists in Mechanicsburg, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A Plus Mortgage Solutions
3 Sunset Cir, Mechanicsburg, PA 17050
7177960665
Leanne Via - Fairway Home Mortgage
1150 Lancaster Blvd Ste 201, Mechanicsburg, PA 17055
7175165365
Fairway Independent Mortgage Corporation
1150 Lancaster Blvd Ste 201, Mechanicsburg, PA 17055
7175913278
Guild Mortgage - Julie Burner
4999 Louise Dr # 204, Mechanicsburg, PA 17055
7175799382
Guild Mortgage - Joe Luisi
4999 Louise Dr # 204, Mechanicsburg, PA 17055
7173295187
John Anthony | Fairway Home Mortgage Branch Manager
1150 Lancaster Blvd Ste 201, Mechanicsburg, PA 17055
1150 Lancaster Blvd Ste 201, Mechanicsburg, PA 17055
7175036411
Guardian Angel Mortgage Services
4819 E Trindle Rd, Mechanicsburg, PA 17050
7176121884
Reverse mortgage specialists in Mechanicsburg Pennsylvania help homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Pennsylvania law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Local specialists guide clients through the process including property appraisal and loan closing specific to Cumberland County requirements.
What Does a Reverse Mortgage Specialist in Mechanicsburg Cost?
Typical costs for a reverse mortgage in Pennsylvania include an origination fee up to 2 percent of the home value capped at 6000 dollars a mortgage insurance premium of 2 percent of the appraised value plus annual premiums of 0.5 percent and third-party fees for appraisal title and recording ranging from 1500 to 4000 dollars. Total closing costs in Mechanicsburg generally fall between 8000 and 15000 dollars depending on home value and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Mechanicsburg Pennsylvania?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and meet HUD property standards. Pennsylvania law does not impose additional age or income requirements beyond federal HECM rules.
How does Pennsylvania law affect reverse mortgage proceeds?
Pennsylvania exempts reverse mortgage proceeds from state income tax and they do not affect Social Security or Medicare benefits. However proceeds may impact Medicaid eligibility if not spent within the same calendar month. Borrowers should consult a benefits specialist for guidance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.