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Compare Reverse Mortgage Specialists in Lancaster, PA

Compare reverse mortgage specialists in Lancaster. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Lancaster, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 20 reverse mortgage specialists in Lancaster, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fidelis Mortgage Corporation
1205 E King St, Lancaster, PA 17602
7172830900
HomeSale Mortgage, LLC
131 Centerville Rd, Lancaster, PA 17603
7172869936
Fairway Independent Mortgage Corporation
800 New Holland Pike Suite 301-302, Rear, 2nd, Lancaster, PA 17602
7174319299
Dan Ranck Loan Officer with HomeSale Mortgage
150 N Pointe Blvd, Lancaster, PA 17601
7172712400
Mark Pontz - NMLS #33151
930 Red Rose Ct #200D, Lancaster, PA 17601
7174754444
Ideal Mortgage Group - a Division of EMM Loans LLC
2452 Noll Dr, Lancaster, PA 17603
7172001455
Guild Mortgage - Melinda Trent
1693 Crown Ave, Lancaster, PA 17601
7179252330
Prosper Mortgage Funding
32c E Roseville Rd, Lancaster, PA 17601
7175698702
Guild Mortgage - Andy Cardina
1693 Crown Ave, Lancaster, PA 17601
7179252328
Guild Mortgage - Leighann Walsh
1693 Crown Ave, Lancaster, PA 17601
7179252500
James Ream with HomeSale Mortgage
150 N Pointe Blvd, Lancaster, PA 17601
4848243630
Guild Mortgage - Tina Gring
1693 Crown Ave, Lancaster, PA 17601
4847131865
Sierra Pacific Mortgage LANCASTER
1368 Harrisburg Pike, Lancaster, PA 17601
8002607904
Guild Mortgage - Heather Shanaman
1693 Crown Ave, Lancaster, PA 17601
7178592470
Guild Mortgage Company
1693 Crown Ave, Lancaster, PA 17601
7179252350
Guild Mortgage - Shelly Burkholder
1693 Crown Ave, Lancaster, PA 17601
7179252318
Guild Mortgage - Larry Greiner
1693 Crown Ave, Lancaster, PA 17601
7179252329
Guild Mortgage - Ed Pirrung
1693 Crown Ave, Lancaster, PA 17601
7173050054
Susan Wood - Mortgage Loan Officer NMLS# 1841465
2452 Noll Dr, Lancaster, PA 17603
7177817708
Guild Mortgage -Shawn Esher
1693 Crown Ave, Lancaster, PA 17601
7175787861

A reverse mortgage specialist in Lancaster Pennsylvania helps homeowners aged 62 and older access home equity without monthly payments. Pennsylvania law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Lancaster seniors often use these funds for home repairs medical costs or supplementing retirement income.

What Does a Reverse Mortgage Specialist in Lancaster Cost?

Typical costs for a reverse mortgage in Pennsylvania include an origination fee up to 6000 dollars a mortgage insurance premium of 2 percent of the home value and third party fees like appraisal and title search. Closing costs often range from 5000 to 15000 dollars depending on the home value and loan type. These costs can be financed into the loan. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Lancaster Pennsylvania?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement. Pennsylvania follows federal HUD guidelines for HECM loans.
Do I need counseling before getting a reverse mortgage in Pennsylvania?
Yes Pennsylvania requires all reverse mortgage applicants to complete a counseling session with a HUD approved counselor. This session covers loan terms costs and alternatives. The counselor must be independent from the lender.
Can I lose my home with a reverse mortgage in Lancaster?
You can lose your home if you fail to pay property taxes homeowners insurance or maintain the property. Pennsylvania law does not provide extra protections beyond federal HECM rules. You must keep the home as your primary residence.