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Find Reverse Mortgage Specialists Near You in Kingston, PA
Browse reverse mortgage specialists serving Kingston, Pennsylvania. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Kingston, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 4 reverse mortgage specialists in Kingston, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Getz Mortgage
480 Pierce St Suite 306, Kingston, PA 18704
5703312000
OneMain Financial
13 Narrows Shopping Center, Kingston, PA 18704
5702830680
Hudson Bay Properties
370 Reynolds St, Kingston, PA 18704
2722805901
PNC Mortgage
664 Wyoming Ave, Kingston, PA 18704
5702838495
A reverse mortgage specialist in Kingston, Pennsylvania helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Pennsylvania law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Kingston residents can use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Kingston Cost?
Typical costs for a reverse mortgage specialist in Pennsylvania include an origination fee of up to 2 percent of the home value (capped at $6,000), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from $2,500 to $8,000 depending on the property value and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and property requirements for a reverse mortgage in Kingston Pennsylvania?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be a primary residence, such as a single-family home, FHA-approved condo, or manufactured home that meets HUD standards.
Do I need to attend counseling for a reverse mortgage in Pennsylvania?
Yes, Pennsylvania law requires all borrowers to complete a HUD-approved counseling session before applying for a reverse mortgage. The session covers loan terms, costs, and alternatives, and must be done with a counselor not affiliated with the lender.
What happens to the reverse mortgage when I move out or sell my home in Kingston?
The loan becomes due when you permanently move out, sell the home, or pass away. You or your heirs have up to 12 months to repay the loan, usually by selling the property. If the sale price is less than the loan balance, FHA insurance covers the difference.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.