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Find Reverse Mortgage Specialists Near You in Jamison, PA
Browse reverse mortgage specialists serving Jamison, Pennsylvania. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Jamison, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 reverse mortgage specialists in Jamison, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Spectrum Mortgage Company, Inc.
1935 St Andrews Ct, Jamison, PA 18929
2153433505
County Mortgage Services LLC
2701 York Rd # 1, Jamison, PA 18929
2679270182
Reverse mortgage specialists in Jamison Pennsylvania help homeowners aged 62 and older access home equity without monthly payments. Pennsylvania law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists in Jamison guide clients through the process and explain how loan repayment works when the home is sold or the borrower moves out.
What Does a Reverse Mortgage Specialist in Jamison Cost?
Typical costs for a reverse mortgage in Pennsylvania include an origination fee up to 2.5 percent of the first 200000 dollars of home value plus 0.5 percent on amounts above that. Upfront mortgage insurance premiums are 2 percent of the appraised value. Third party costs like appraisal title and recording fees usually range from 2000 to 5000 dollars. Costs vary by lender property value and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Jamison Pennsylvania?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement under federal HECM rules. Pennsylvania does not have additional age restrictions.
Do I need to own my home free and clear to qualify in Jamison?
No. You can have an existing mortgage or other liens. The reverse mortgage must be used to pay off any outstanding debt on the property. The remaining equity is then available to you.
What counseling is required for a reverse mortgage in Pennsylvania?
Pennsylvania law mandates that all borrowers complete a counseling session with a HUD-approved counselor. This session must occur before you submit a loan application. The counselor explains loan terms costs and alternatives.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.