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Find Reverse Mortgage Specialists in Harrisburg, PA
Compare reverse mortgage specialists in Harrisburg. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Harrisburg, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 13 reverse mortgage specialists in Harrisburg, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
530 N Lockwillow Ave Office 100, Harrisburg, PA 17112
7177563425
CMG Home Loans
800 Corporate Cir Suite 102, Harrisburg, PA 17110
7175994729
Blue Tide Mortgage
3430 Derry St, Harrisburg, PA 17111
2232588433
Joel Xavier Zeiger - Truist Mortgage Loan Officer
112 Market St, Harrisburg, PA 17101
7177758390
A reverse mortgage specialist in Harrisburg Pennsylvania helps homeowners aged 62 and older convert part of their home equity into tax-free funds without monthly mortgage payments. Pennsylvania law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists in the Harrisburg area guide clients through this process and explain how reverse mortgages affect local property taxes and estate planning.
What Does a Reverse Mortgage Specialist in Harrisburg Cost?
Typical costs for a reverse mortgage in Pennsylvania include an origination fee up to 6000 dollars a mortgage insurance premium of 2 percent of the home value and third-party fees for appraisal title search and recording. Closing costs generally range from 2000 to 8000 dollars depending on the loan amount and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Harrisburg Pennsylvania?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. Pennsylvania does not have additional state-specific eligibility rules beyond federal HECM requirements.
Do I have to repay a reverse mortgage if I move out of Harrisburg?
Yes the loan becomes due when you permanently move out of the home sell the property or pass away. Pennsylvania law gives heirs 6 months after the borrower dies to repay the loan or sell the home without penalty. Extensions may be available from the lender.
How does a reverse mortgage affect Pennsylvania property taxes?
You must continue to pay property taxes and homeowners insurance while the reverse mortgage is active. Pennsylvania offers property tax and rent rebate programs for older homeowners which can help offset these costs. Failure to pay taxes can lead to foreclosure even with a reverse mortgage.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.