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Find Reverse Mortgage Specialists in Easton, PA

Compare reverse mortgage specialists in Easton. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Easton, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 5 reverse mortgage specialists in Easton, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Luke Pickel with My City Lending
2240 Northampton St, Easton, PA 18042
4845151015
Kim Farlow Agency
101 Larry Holmes Dr, Easton, PA 18042
4849511281
Kressler Wolff & Miller
40 S 4th St Unit A, Easton, PA 18042
6102589181
PNC Mortgage
3790 Dryland Way, Easton, PA 18045
6105595322
Rts Mortgage Co
4 Industrial Drive N, Easton, PA 18042
6108681305

A reverse mortgage specialist in Easton, Pennsylvania helps homeowners aged 62 and older access home equity without monthly payments. Pennsylvania law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Easton residents can find local specialists who understand Northampton County property values and state regulations.

What Does a Reverse Mortgage Specialist in Easton Cost?

Typical costs for a reverse mortgage in Pennsylvania include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. For a home valued at 300000 dollars total closing costs often range from 8000 to 15000 dollars. Costs vary by situation and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Easton Pennsylvania?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be listed on the loan. Pennsylvania follows federal HUD guidelines for HECM loans.
Do I need counseling before getting a reverse mortgage in Pennsylvania?
Yes, Pennsylvania law requires all borrowers to complete a counseling session with a HUD-approved agency. This session explains loan terms, costs, and alternatives. The counselor must be independent from the lender.
Are reverse mortgage proceeds taxable in Pennsylvania?
Reverse mortgage proceeds are not considered income and are not taxable by Pennsylvania or the IRS. However, interest deductions may apply if you itemize. Consult a tax professional for your specific situation.