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Find Reverse Mortgage Specialists in Chambersburg, PA
Looking for a reverse mortgage specialist in Chambersburg? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Chambersburg, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 15 reverse mortgage specialists in Chambersburg, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
981 Wayne Ave Suite 42, Chambersburg, PA 17201
7174964269
American Pacific Mortgage (NMLS #2692917)
946 Lincoln Way E Suites 5, 6 & 7, Chambersburg, PA 17201
7173596008
Sheena Jones
177 Lincoln Way E, Chambersburg, PA 17201
7178167824
Courtney Anderson Loan Officer with HomeSale Mortgage
730 Norland Ave, Chambersburg, PA 17201
7173600744
Michelle Rebok at CrossCountry Mortgage
1130 Kennebec Dr, Chambersburg, PA 17201
7173983781
Bill McHugh- Integrity Home Mortgage
77 N 3rd St suite 202, Chambersburg, PA 17201
3015149074
OneMain Financial
1752 Lincoln Way E #7, Chambersburg, PA 17202
7172643232
Gary Neus at CrossCountry Mortgage
1130 Kennebec Dr, Chambersburg, PA 17201
7174944392
Integrity Home Mortgage Corporation
77N N 3rd St Ste 202, Chambersburg, PA 17201
7172643100
Niki Sheppard
177 Lincoln Way E, Chambersburg, PA 17201
7172628363
Michelle Rebok Team CrossCountry Mortgage
1130 Kennebec Dr, Chambersburg, PA 17201
7173983781
Ocker Financial Services
858 Lincoln Way E, Chambersburg, PA 17201
7172633316
Jorge Menchu at CrossCountry Mortgage
1130 Kennebec Dr, Chambersburg, PA 17201
7176660038
Fulton Mortgage Company - Chambersburg
409 Phoenix Dr, Chambersburg, PA 17201
7176587103
Tanya Roberts at CrossCountry Mortgage
1130 Kennebec Dr, Chambersburg, PA 17201
7175494391
Reverse mortgage specialists in Chambersburg, Pennsylvania help older homeowners access home equity without monthly payments. Pennsylvania law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through the process, including property eligibility and repayment terms specific to Franklin County.
What Does a Reverse Mortgage Specialist in Chambersburg Cost?
Typical costs for a reverse mortgage specialist in Pennsylvania include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% of the loan amount upfront plus 0.5% annually, appraisal fees of $400 to $600, and title insurance costs. In Chambersburg, closing costs generally range from $2,000 to $5,000 depending on the property value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Chambersburg?
A reverse mortgage specialist is a licensed professional who helps homeowners aged 62 and older obtain a reverse mortgage. They explain loan terms, costs, and requirements under Pennsylvania law. They do not provide financial advice but can refer clients to HUD-approved counselors.
Are there age requirements for a reverse mortgage in Pennsylvania?
Yes, the youngest borrower must be at least 62 years old. This is a federal requirement for all HECM loans. Pennsylvania does not have additional age restrictions beyond federal rules.
What costs are involved with a reverse mortgage in Chambersburg?
Costs include an origination fee (up to 2% of the home value), mortgage insurance premiums, appraisal fees, and closing costs. In Pennsylvania, borrowers must also pay for mandatory counseling, which typically costs $125 to $150. Total costs vary by loan amount and property value.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.