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Compare Reverse Mortgage Specialists in Bellefonte, PA
Directory of reverse mortgage specialists in Bellefonte, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Bellefonte, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 reverse mortgage specialists in Bellefonte, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First National Bank
137 N Allegheny St, Bellefonte, PA 16823
8143570121
PNC Mortgage
801 E Bishop St, Bellefonte, PA 16823
8775083339
A reverse mortgage specialist in Bellefonte, Pennsylvania helps homeowners aged 62 and older convert home equity into loan proceeds. Pennsylvania law requires borrowers to complete HUD-approved counseling before obtaining a reverse mortgage. Bellefonte residents often use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Bellefonte Cost?
Typical costs for a reverse mortgage specialist in Pennsylvania include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search ranging from 500 to 2,500 dollars. Total closing costs often range from 5,000 to 15,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Bellefonte?
A reverse mortgage specialist is a licensed professional who guides homeowners through the reverse mortgage process. In Bellefonte, they help with application, counseling requirements, and loan terms specific to Pennsylvania regulations.
What are the eligibility requirements for a reverse mortgage in Pennsylvania?
You must be at least 62 years old, own your home outright or have a low mortgage balance, and live in the home as your primary residence. Pennsylvania also requires you to attend a counseling session with a HUD-approved agency before applying.
How do Pennsylvania laws affect reverse mortgages in Bellefonte?
Pennsylvania follows federal HUD guidelines for Home Equity Conversion Mortgages. The state does not impose additional taxes on reverse mortgage proceeds, and lenders must follow strict disclosure rules. Bellefonte homeowners retain ownership and can stay in their home as long as they pay property taxes and insurance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.