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Compare reverse mortgage specialists in Woodburn. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Woodburn, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 3 reverse mortgage specialists in Woodburn, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Legacy Financial
1393 Meridian Dr # 2, Woodburn, OR 97071
5039827040
Reverse Mortgage Funding LLC - James McIntosh
2198 Astor Way, Woodburn, OR 97071
5037305702
Wilma Jaimes-U.S. Bank Mortgage
2263 Country Club Rd, Woodburn, OR 97071
5032622560
A reverse mortgage specialist in Woodburn Oregon helps homeowners aged 62 and older access home equity without monthly payments. Oregon law requires that borrowers complete a counseling session with a HUD-approved agency before obtaining a reverse mortgage. Woodburn residents can use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Woodburn Cost?
Typical costs for a reverse mortgage in Oregon include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 5,000 to 10,000 dollars. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Woodburn Oregon?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. Oregon law does not allow younger co-borrowers to be added to the loan.
Do I need counseling before getting a reverse mortgage in Oregon?
Yes, Oregon law requires a counseling session with a HUD-approved counselor. This session must be completed before you can apply for a reverse mortgage. The counselor will explain the loan terms and alternatives.
Can I lose my home with a reverse mortgage in Woodburn?
You can lose your home if you fail to pay property taxes or homeowners insurance. You must also maintain the property and live in it as your primary residence. Oregon law provides a 90-day notice period before foreclosure can begin.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.