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Compare reverse mortgage specialists in Molalla. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Molalla, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 4 reverse mortgage specialists in Molalla, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
E-Mortgage Capital - William Youngblood #2107268 Molalla Oregon
698 Stewart Dr, Molalla, OR 97038
5037935998
Oregon Home Mortgage
1585 W Main St Suite S, Molalla, OR 97038
5038294760
US Bank Mortgage
415 Center Ave, Molalla, OR 97038
8008722657
Chase Mortgage
318 Center Ave, Molalla, OR 97038
5038296125
A reverse mortgage specialist in Molalla, Oregon can help homeowners aged 62 and older access home equity without monthly payments. Oregon law requires mandatory counseling from a HUD approved agency before a reverse mortgage can be finalized. Local specialists in Molalla understand the unique property values and market conditions in Clackamas County.
What Does a Reverse Mortgage Specialist in Molalla Cost?
Typical costs for a reverse mortgage specialist in Oregon include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the appraised value, and third party fees such as appraisal and title search. Total closing costs often range from $8,000 to $15,000. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Molalla Oregon?
You must be at least 62 years old to qualify for a reverse mortgage in Oregon. The youngest borrower on the title must meet this age requirement. Non borrowing spouses have certain protections under Oregon law.
Is counseling required for a reverse mortgage in Oregon?
Yes, Oregon law requires all borrowers to complete a counseling session with a HUD approved reverse mortgage counselor before applying. This session must occur within 180 days of the loan application. The counselor will explain loan terms, costs, and alternatives.
What property types qualify for a reverse mortgage in Molalla?
Single family homes, HUD approved condominiums, and manufactured homes that meet FHA standards qualify. The property must be your primary residence in Molalla. Properties on leased land may have additional requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.