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Compare Reverse Mortgage Specialists in Lincoln City, OR
Looking for a reverse mortgage specialist in Lincoln City? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Lincoln City, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 7 reverse mortgage specialists in Lincoln City, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Landmark Professional Mortgage Company - Lincoln City, Oregon
2730 NE Hwy 101, Lincoln City, OR 97367
5414185454
Evergreen Home Loans Lincoln City NMLS 1484725
2219 NW U.S. 101, Lincoln City, OR 97367
5414185010
Jamie Tillotson - Evergreen Home Loans
2219 NW U.S. 101, Lincoln City, OR 97367
5414185012
Churchill Mortgage - Lincoln City
2840 NE Hwy 101, Lincoln City, OR 97367
5419914263
Kamile Melton - Churchill Mortgage, NMLS 1700255
2840 NE Hwy 101, Lincoln City, OR 97367
5419914263
Wells Fargo Home Mortgage
2300 US-101, Lincoln City, OR 97367
5419948163
Larry Morris Directors Mortgage Lincoln City
2137 -B NW U.S. 101, Lincoln City, OR 97367
5419946003
A reverse mortgage specialist in Lincoln City Oregon helps homeowners aged 62 and older convert home equity into cash without monthly payments. Oregon law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists guide clients through the process including understanding loan terms and repayment obligations.
What Does a Reverse Mortgage Specialist in Lincoln City Cost?
Typical costs for a reverse mortgage in Oregon include an origination fee up to 6000 dollars a mortgage insurance premium equal to 2 percent of the home value and third party fees like appraisal and title search. Closing costs often range from 2000 to 8000 dollars depending on the property value and lender. Costs are usually financed into the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lincoln City Oregon?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement. Oregon does not have a state-specific age exception.
Do I need counseling before getting a reverse mortgage in Oregon?
Yes Oregon requires HUD-approved counseling for all reverse mortgage applicants. The counselor explains loan costs repayment rules and alternatives. You must complete this session before the loan can proceed.
What happens to the loan when I move out or pass away in Oregon?
The loan becomes due when you permanently leave the home or sell it. In Oregon heirs have 30 days after the lender notice to repay the loan or sell the property. They are not personally liable for amounts exceeding the home value.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.