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Compare Reverse Mortgage Specialists in La Pine, OR
Looking for a reverse mortgage specialist in La Pine? Review the directory below to compare your options.
3 agents listed
Updated May 2026
La Pine, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 3 reverse mortgage specialists in La Pine, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mid Oregon Credit Union
51675 Huntington Rd, La Pine, OR 97739
5413821795
New American Fudning
51473 US-97 Suite B, La Pine, OR 97739
5412412982
US Bank Mortgage
51469 Huntington Rd, La Pine, OR 97739
5415362151
A reverse mortgage specialist in La Pine Oregon helps homeowners aged 62 and older convert home equity into tax free funds. Oregon law requires reverse mortgage counseling from a HUD approved agency before you can apply. Specialists guide you through the process from initial consultation to closing and ensure compliance with state regulations.
What Does a Reverse Mortgage Specialist in La Pine Cost?
Typical costs for a reverse mortgage in Oregon include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party costs such as appraisal and title fees. Total closing costs often range from 2,000 to 6,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist in La Pine have?
A qualified specialist should hold a valid Oregon mortgage loan originator license and have experience with HECM loans. They should also be familiar with Oregon specific laws such as the three day right of rescission period after loan closing.
Are reverse mortgages regulated differently in Oregon than other states?
Yes Oregon requires mandatory third party counseling from a HUD approved counselor. The state also has specific disclosure rules and a three day cooling off period after signing the loan application. These protections help ensure borrowers understand the loan terms.
How do I choose a reverse mortgage specialist in La Pine?
Look for a specialist who is licensed in Oregon and has completed HUD approved training. Check their record with the Oregon Division of Financial Regulation and ask for references from past clients in Deschutes County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.