Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 15 reverse mortgage specialists in Klamath Falls, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rogue Credit Union
3211 Washburn Way, Klamath Falls, OR 97603
8008567328
All Seasons Mortgage Services Group
1420 Esplanade Ave, Klamath Falls, OR 97601
5418509020
Caliber Home Loans / Newrez
3815 S 6th St #140, Klamath Falls, OR 97603
5412817895
Scott Bryant, MLO
810 Main St #101, Klamath Falls, OR 97601
5412283559
Mason-McDuffie Mortgage Corporation
2967 Washburn Way Suite D, Klamath Falls, OR 97603
5413318460
Academy Mortgage
628 Main St, Klamath Falls, OR 97601
2095980834
Summit Funding, Inc
810 Main St #101, Klamath Falls, OR 97601
5415502801
KLAMATH RIVER MORTGAGE
6000 S 6th St, Klamath Falls, OR 97603
5418805584
New American Funding - Candi Renn
2237 S 6th St, Klamath Falls, OR 97601
5413938751
Newrez
3815 S 6th St #140, Klamath Falls, OR 97603
5412817895
Chase Mortgage
2885 S 6th St, Klamath Falls, OR 97603
5418827704
New American Funding- Klamath Falls
2237 S 6th St, Klamath Falls, OR 97601
5412578499
Tracy Ricketts - CMG Home Loans
501 Main St Suite 304, Klamath Falls, OR 97601
5412230469
Mortgage Express, LLC.
628 Main St, Klamath Falls, OR 97601
8775201141
US Bank Mortgage
3720 S 6th St, Klamath Falls, OR 97603
8008722657
What Does a Reverse Mortgage Specialist in Klamath Falls Cost?
Typical costs for a reverse mortgage in Oregon include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 2,500 to 8,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist in Klamath Falls need?
Specialists must hold an Oregon mortgage loan originator license and have specific training in HECM products. They must also follow federal HUD guidelines and Oregon state lending laws.
Are there Oregon-specific rules for reverse mortgages?
Yes. Oregon requires a mandatory counseling session with a HUD-approved agency before loan approval. Borrowers must also receive a detailed disclosure of loan terms and costs under Oregon Revised Statutes section 86A.198.
How long does a reverse mortgage process take in Klamath Falls?
The typical process takes 30 to 45 days from application to closing. This includes the mandatory Oregon counseling period, property appraisal, and underwriting review. Delays can occur if the home requires repairs.