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Find Reverse Mortgage Specialists Near You in Ponca City, OK
Compare reverse mortgage specialists in Ponca City. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Ponca City, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oklahoma before hiring.
Showing 14 reverse mortgage specialists in Ponca City, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
409 N 14th St, Ponca City, OK 74601
5807650734
Sun Loan Company
1806 N 5th St Space 8A, Ponca City, OK 74604
5807626370
Western-Shamrock Finance
212 E Central Ave, Ponca City, OK 74601
5807628833
Check `n Go
900 E Prospect Ave STE 1000, Ponca City, OK 74601
5807623138
Red River Credit Corporation
2412 N 14th St Suite A, Ponca City, OK 74601
5807650176
Security Finance
101 Grand Ave E, Ponca City, OK 74601
5807652801
Flat Branch Home Loans
501A N 14th St, Ponca City, OK 74601
5803827354
Yes Finance Co
200 E Central Ave, Ponca City, OK 74601
5807650665
Ardmore Finance Corp.
106 N 1st St, Ponca City, OK 74601
5807656700
Reed Finance Company
727 N 14th St, Ponca City, OK 74601
5807615048
Edward Jones - Financial Advisor: Judy R Eckholt, CEPA®
704 Legacy Trl Suite A, Ponca City, OK 74604
5807650047
Mercer Advisors - Ponca City
412 S 14th St, Ponca City, OK 74601
5807621121
Express Mortgage Inc
525 Monument Rd, Ponca City, OK 74604
5807620400
Edward Jones - Financial Advisor: Jodi R Cline, AAMS®
110 S 4th St, Ponca City, OK 74601
5807653508
Reverse mortgage specialists in Ponca City help older homeowners access home equity without monthly payments. In Oklahoma, these loans are regulated by state and federal laws including the Oklahoma Home Equity Conversion Mortgage Act. Specialists guide clients through the process of obtaining a Home Equity Conversion Mortgage (HECM) insured by the Federal Housing Administration.
What Does a Reverse Mortgage Specialist in Ponca City Cost?
Typical costs for a reverse mortgage in Oklahoma include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the loan amount, and appraisal fees around 400 to 600 dollars. Closing costs can range from 2,000 to 5,000 dollars depending on the lender and property. These costs are often financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Ponca City?
You must be at least 62 years old to qualify for a reverse mortgage in Oklahoma. All borrowers listed on the title must meet this age requirement.
Do I need to own my home free and clear to get a reverse mortgage in Oklahoma?
No, you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The loan amount depends on your age, home value, and current interest rates.
What counseling is required for a reverse mortgage in Ponca City?
Oklahoma law requires all borrowers to complete a counseling session with a HUD approved counselor before applying. This session explains the costs, benefits, and risks of reverse mortgages.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oklahoma.