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Browse reverse mortgage specialists serving Troy, Ohio. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Troy, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 10 reverse mortgage specialists in Troy, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Troy OH
1855 Towne Park Dr B, Troy, OH 45373
9374013394
Joe Vichich at Rate (NMLS #1420737)
224 S Market St suite c, Troy, OH 45373
9373066934
Outlook Financial Center LLC
305 Public Sq, Troy, OH 45373
9375529990
Union Home Mortgage
1001 S Dorset Rd # B, Troy, OH 45373
9373684330
loanDepot
2351 W Main St, Troy, OH 45373
9377537050
Joe Vichich, Movement Mortgage
224 S Market St suite c, Troy, OH 45373
9372395679
Fifth Third Mortgage - Chris Losey
1851 W Main St, Troy, OH 45373
9375249948
Rate
224 S Market St suite c, Troy, OH 45373
6147960811
Allison Cruea-U.S. Bank Mortgage
910 W Main St, Troy, OH 45373
9373328310
Western Ohio Mortgage Corp.
225 E Main St, Troy, OH 45373
9375522820
A reverse mortgage specialist in Troy, Ohio can help homeowners aged 62 and older access home equity without monthly payments. Ohio law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in the Miami County area guide clients through this process and explain how property taxes and insurance must remain current.
What Does a Reverse Mortgage Specialist in Troy Cost?
Typical costs for a reverse mortgage in Ohio include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These total between 3000 and 8000 dollars for a home valued at 200,000 dollars. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist need in Ohio?
In Ohio, a reverse mortgage specialist must hold a valid mortgage loan originator license and complete annual continuing education. They must also follow federal HECM guidelines set by HUD. Many specialists in Troy have additional training in senior financial planning.
Are there Ohio-specific rules for reverse mortgage proceeds?
Ohio does not tax reverse mortgage proceeds as income. However, the loan must be repaid when the borrower moves out, sells the home, or passes away. Ohio law also requires a three-day right of rescission after closing, giving the borrower time to cancel the loan without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.