Skip to main content

Find Reverse Mortgage Specialists in Toledo, OH

Looking for a reverse mortgage specialist in Toledo? Review the directory below to compare your options.

10 agents listed
Updated May 2026
Toledo, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 10 reverse mortgage specialists in Toledo, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GVC Mortgage, NMLS# 2334
3306 Executive Pkwy Ste 201, Toledo, OH 43606
5672984670
Ron Erdmann- Guaranteed Rate
3230 Central Park West # 100, Toledo, OH 43617
4193922410
Charles Scheib - Mortgage Banker
5450 Monroe St #1, Toledo, OH 43623
4197500000
United Alliance Mortgage, LLC
6800 Central Ave B, Toledo, OH 43617
6149679895
Midwest Mortgage Investments Ltd
5450 Monroe St #1, Toledo, OH 43623
8882835626
Tina Melody Mahn at CrossCountry Mortgage
3131 Executive Pkwy # 103, Toledo, OH 43606
2162903727
Guaranteed Rate
3230 Central Park West # 100, Toledo, OH 43617
4193922410
Bruce Parish - Mortgage Loan Specialist
5450 Monroe St, Toledo, OH 43623
4198419067
Anna Johnson
3454 Oak Alley Ct # 100, Toledo, OH 43606
6084493806
Senior Reverse Mortgage Ltd
2717 Barrington Dr, Toledo, OH 43606
4194744231

A reverse mortgage specialist in Toledo Ohio helps homeowners aged 62 and older convert home equity into cash. Ohio law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists in Toledo can explain how local property values and Ohio foreclosure protections affect your loan.

What Does a Reverse Mortgage Specialist in Toledo Cost?

Typical costs for a reverse mortgage specialist in Ohio include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs such as appraisal and title fees range from 2,000 to 5,000 dollars. Annual servicing fees are capped at 35 dollars per month. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist do in Toledo?
A reverse mortgage specialist guides you through the HECM process in Ohio. They help you understand loan options and connect you with required HUD counseling. They also explain how Toledo property taxes and insurance rules apply.
Are there Ohio specific rules for reverse mortgages?
Yes Ohio requires all borrowers to attend a counseling session with a HUD-approved agency before applying. Ohio also has a 3 day right of rescission after closing. Specialists must follow state licensing rules for mortgage loan originators.
How do I choose a reverse mortgage specialist in Toledo?
Look for a specialist licensed in Ohio with experience in HECM loans. Check their record with the Ohio Division of Financial Institutions. Ask about their knowledge of local Toledo housing market conditions.