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Reverse Mortgage Specialists in Middleburg Heights, OH

Browse reverse mortgage specialists serving Middleburg Heights, Ohio. Contact information and addresses listed below.

7 agents listed
Updated May 2026
Middleburg Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 7 reverse mortgage specialists in Middleburg Heights, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle
6817 Pearl Rd #06, Middleburg Heights, OH 44130
4406630070
Tom Swan at CrossCountry Mortgage
7550 Lucerne Dr Suite 206, Middleburg Heights, OH 44130
4402634400
Third Federal Savings & Loan
6849 Pearl Rd, Middleburg Heights, OH 44130
4408436300
Kyle Swan at CrossCountry Mortgage
7550 Lucerne Dr Suite 206, Middleburg Heights, OH 44130
4404095482
Tom Swan Team at CrossCountry Mortgage
7550 Lucerne Dr Suite 206, Middleburg Heights, OH 44130
4402341400
Finance of America Mortgage LLC
7087 Pearl Rd, Middleburg Heights, OH 44130
2155910222
Steven Forsythe at CrossCountry Mortgage
7550 Lucerne Dr Suite 206, Middleburg Heights, OH 44130
4402341400

A reverse mortgage specialist in Middleburg Heights Ohio helps homeowners aged 62 and older access home equity without monthly payments. Ohio law requires borrowers to complete counseling from a HUD-approved agency before closing. Specialists guide clients through the process and explain how the loan affects estate planning and property taxes in Cuyahoga County.

What Does a Reverse Mortgage Specialist in Middleburg Heights Cost?

Costs for a reverse mortgage specialist in Ohio typically include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title services. Total closing costs often range from 2,000 to 6,000 dollars depending on the property value and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist do in Middleburg Heights Ohio?
A reverse mortgage specialist explains loan options, helps with the application process, and ensures compliance with Ohio regulations. They coordinate with HUD-approved counselors and review eligibility requirements for homeowners in Middleburg Heights.
Are reverse mortgages regulated differently in Ohio?
Yes Ohio requires mandatory counseling by a HUD-approved agency before a reverse mortgage can be finalized. The state also has specific disclosure rules and a three-day right of rescission after closing.
What are the age and equity requirements for a reverse mortgage in Ohio?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and meet FHA property standards.