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Compare Reverse Mortgage Specialists in Mentor, OH
Compare reverse mortgage specialists in Mentor. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Mentor, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 18 reverse mortgage specialists in Mentor, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeff Richard CrossCountry Mortgage
7200 Center St Ste 301, Mentor, OH 44060
4407591333
Lendmark Financial Services LLC
9570 Mentor Ave H, Mentor, OH 44060
4403883424
Ruoff Mortgage - Mentor
7250 Center St unit d, Mentor, OH 44060
4407018075
CrossCountry Mortgage Paul Muro
9169 Mentor Ave, Mentor, OH 44060
4404130867
The Solido Group at Barrett Financial Group
8500 Station St #300k, Mentor, OH 44060
8434256074
Stephanie Stoltz, Ruoff Mortgage
7250 Center St, Mentor, OH 44060
4404888858
Mimi Suster at CrossCountry Mortgage
7200 Center St Suite 202 & 301, Mentor, OH 44060
4403582345
David Macintyre, First Ohio Home Finance
8500 Station St STE 105, Mentor, OH 44060
4407100488
Peggy Alley, Ruoff Mortgage
7250 Center St, Mentor, OH 44060
4408623668
Carver Financial Services
7473 Center St, Mentor, OH 44060
4409740808
Ryan Bissett at CrossCountry Mortgage
9169 Mentor Ave, Mentor, OH 44060
4402238112
Fairway Independent Mortgage Corporation
7400 Center St, Mentor, OH 44060
4402219175
The Muro Group at CrossCountry Mortgage
9169 Mentor Ave, Mentor, OH 44060
4404130867
US Bank Mortgage
9572 Mentor Ave, Mentor, OH 44060
8008722657
Dominic Frank Lorenzo | Fairway Independent Mortgage Corporation Loan Officer
7400 Center St, Mentor, OH 44060
4402219175
Stonebridge Mortgage Inc
7299 Hodgson Rd, Mentor, OH 44060
4404870422
Statewide Home Mortgage, Inc.
7211 Center St, Mentor, OH 44060
4407597431
PRMG
7200 Center St, Mentor, OH 44060
4407591333
A reverse mortgage specialist in Mentor, Ohio helps homeowners aged 62 and older convert home equity into cash. Ohio law requires borrowers to complete HUD-approved counseling before applying. Specialists guide clients through the process, ensuring compliance with state and federal regulations.
What Does a Reverse Mortgage Specialist in Mentor Cost?
Typical costs for a reverse mortgage specialist in Ohio include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and appraisal fees of about 400 to 600 dollars. Closing costs and servicing fees also apply. Total upfront costs often range from 5,000 to 10,000 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Mentor Ohio?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence. Ohio law mandates counseling with a HUD-approved agency before you can apply.
Are reverse mortgage proceeds taxable in Ohio?
No, reverse mortgage proceeds are not considered income and are not taxable in Ohio. However, interest on the loan is not deductible until you pay it back. Consult a tax professional for your specific situation.
What happens to a reverse mortgage when the borrower dies in Ohio?
The loan becomes due when the last borrower dies, sells the home, or moves out permanently. Heirs have 30 days in Ohio to decide to pay off the loan or sell the home. If they sell, any remaining equity goes to the estate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.