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Browse reverse mortgage specialists serving Lebanon, Ohio. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Lebanon, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 3 reverse mortgage specialists in Lebanon, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Western Ohio Mortgage Corporation
901 N Broadway St, Lebanon, OH 45036
5138154454
Winfield Oakes-Polaris Home Funding Corp
538 W Main St, Lebanon, OH 45036
5132076540
US Bank Mortgage
620 Columbus Ave, Lebanon, OH 45036
5139322400
A reverse mortgage specialist in Lebanon, Ohio helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Ohio law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Lebanon residents can use these funds for home repairs, healthcare costs, or supplementing retirement income while continuing to live in their home.
What Does a Reverse Mortgage Specialist in Lebanon Cost?
Typical costs for a reverse mortgage specialist in Ohio include an origination fee of up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party costs such as appraisal and title fees ranging from 500 to 3000 dollars. Total closing costs often range from 3000 to 8000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lebanon Ohio?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 or older unless they qualify as a non-borrowing spouse under Ohio law.
Do I need to own my home free and clear to get a reverse mortgage in Ohio?
No, you do not need to own the home free and clear. However, any existing mortgage or liens must be paid off with the reverse mortgage proceeds at closing. The home must be your primary residence.
What counseling is required for a reverse mortgage in Ohio?
Ohio law mandates that all borrowers complete a counseling session with a HUD-approved housing counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.