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Find Reverse Mortgage Specialists Near You in Kettering, OH
Compare reverse mortgage specialists in Kettering. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Kettering, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 3 reverse mortgage specialists in Kettering, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Polaris Home Funding Corporation
3017 Sudbury Dr suite a, Kettering, OH 45420
9377162347
NEO Home Loans - The Stable Group
5600 Kentshire Dr #209, Kettering, OH 45440
9378882228
Innovative Home Mortgage
5600 Kentshire Dr, Kettering, OH 45440
9377237538
Reverse mortgage specialists in Kettering Ohio help older homeowners access home equity without monthly payments. Ohio law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists guide clients through this process and explain how reverse mortgages affect property taxes and estate planning in Montgomery County.
What Does a Reverse Mortgage Specialist in Kettering Cost?
Typical costs for a reverse mortgage specialist in Ohio include origination fees up to 2 percent of the home value an appraisal fee of 400 to 600 dollars and closing costs of 2,000 to 4,000 dollars. Monthly servicing fees may also apply. Costs vary by loan amount and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Kettering Ohio?
All borrowers must be at least 62 years old. Ohio law does not change this federal requirement. The home must be the borrower primary residence and meet FHA property standards.
Do reverse mortgage specialists in Kettering offer free initial consultations?
Many specialists offer a free initial consultation to discuss eligibility and loan options. During this meeting they explain Ohio counseling requirements and provide a cost estimate. Always confirm fees before scheduling.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.