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Compare Reverse Mortgage Specialists in Huber Heights, OH
Compare reverse mortgage specialists in Huber Heights. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Huber Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 reverse mortgage specialists in Huber Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fifth Third Mortgage - Steve Mutlu
7601 Troy Pike, Huber Heights, OH 45424
9372273024
Todd Tuttle - Chase Home Lending Advisor - NMLS ID 406450
6130 Chambersburg Rd, Huber Heights, OH 45424
9376726922
A reverse mortgage specialist in Huber Heights Ohio can help homeowners aged 62 and older access home equity without monthly payments. In Ohio, borrowers must complete a counseling session with a HUD-approved counselor before applying. This service is ideal for seniors in the Dayton area who want to supplement retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Huber Heights Cost?
Typical costs for a reverse mortgage specialist in Ohio include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third party fees such as appraisal and title search which can range from $500 to $1,500. Closing costs generally total 2% to 5% of the loan amount. These costs are often financed into the loan rather than paid upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Huber Heights Ohio?
Borrowers must be at least 62 years old. All homeowners on the title must meet this age requirement to qualify for a Home Equity Conversion Mortgage (HECM) in Ohio.
Do I need to own my home free and clear to get a reverse mortgage in Huber Heights?
No, you do not need to own your home free and clear. However, any existing mortgage or liens must be paid off with the reverse mortgage proceeds or from other funds. The home must be your primary residence.
What Ohio specific rules apply to reverse mortgage specialists in Huber Heights?
Ohio law requires that reverse mortgage lenders provide a list of at least three HUD-approved counseling agencies. Also, the loan must include a 30 day right of rescission period after closing, giving you time to cancel without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.