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Compare Reverse Mortgage Specialists in Fairfield, OH
Directory of reverse mortgage specialists in Fairfield, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Fairfield, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 4 reverse mortgage specialists in Fairfield, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
US Bank Mortgage
Fairfield, OH 45014
8008722657
Loan Officer - 294680
5380 Pleasant Ave Suite 4D, Fairfield, OH 45014
5132377846
US Bank Mortgage
563 Patterson Blvd, Fairfield, OH 45014
8008722657
PNC Mortgage
5333 Pleasant Ave, Fairfield, OH 45014
5139391930
A reverse mortgage specialist in Fairfield, Ohio can help homeowners aged 62 and older convert home equity into tax-free funds without monthly mortgage payments. Ohio law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Fairfield residents should work with a specialist familiar with Ohio property tax deferral programs and local housing market conditions.
What Does a Reverse Mortgage Specialist in Fairfield Cost?
Typical costs for a reverse mortgage specialist in Ohio include an origination fee of up to 2 percent of the home value (capped at 6000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party costs such as appraisal (400 to 600 dollars), title search, and recording fees. Total closing costs often range from 5000 to 15000 dollars. Ohio also imposes a state mortgage tax of 0.1 to 0.2 percent on the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Fairfield Ohio?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 or older to be listed on the loan. Ohio law does not allow exceptions to this federal HUD requirement.
Do I need counseling before getting a reverse mortgage in Ohio?
Yes, Ohio law requires all borrowers to complete a HUD-approved counseling session before applying. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.