Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 20 reverse mortgage specialists in Dayton, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9379930052
Todd Nerlinger
5651 Far Hills Ave, Dayton, OH 45459
9372716305
A-Z Lending
7542 McEwen Rd, Dayton, OH 45459
9375225419
Mike Romano Team
14 W First St, Dayton, OH 45402
9374010025
Mark Myers Mortgage Team - Union Savings Bank
5651 Far Hills Ave, Dayton, OH 45429
9375458587
Home Loans by Carlos Scarpero, Powered by Edge Home Finance, NMLS #1674385
513 Windsor Park Dr c, Dayton, OH 45459
9375723713
Ruoff Mortgage - Dayton-South
1522 Miamisburg Centerville Rd, Dayton, OH 45459
9374039323
Nick Stacy - Homespire Mortgage
7087 Corporate Way, Dayton, OH 45459
9378290507
The Rines Group - USA Mortgage - Austin Rines
8075 Washington Village Dr, Dayton, OH 45458
9374246061
Shannon Ryan, Ruoff Mortgage
1522 Miamisburg Centerville Rd, Dayton, OH 45459
9376084181
Millennia Mortgage Group
5450 Far Hills Ave Suite 220, Dayton, OH 45429
9379021100
The Reedy Team at Cornerstone First Mortgage
14 W First St Suite 201, Dayton, OH 45402
9376731870
C & G Mortgage
4165 Little York Rd, Dayton, OH 45414
9372649150
Shawn Bowling-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9376734540
Heather Powell-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9373051349
Kristen R Peter-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9376135553
Lindsey Baab-Akers at CrossCountry Mortgage
75 Harbert Dr, Dayton, OH 45440
9376031711
Dawn Hoback at Rate (NMLS #728172)
7501 Paragon Rd Suite 100 Offices 1 & 2, Dayton, OH 45459
9374704931
Bryan Kennard-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9376895570
SLG | Sessions Lending Group, LLC
301 W First St Suite 205, Dayton, OH 45402
9378723744
What Does a Reverse Mortgage Specialist in Dayton Cost?
Typical costs for a reverse mortgage in Ohio include an origination fee of up to 2 percent of the home value (capped at 6 thousand dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal (400 to 800 dollars) and title search (500 to 1,000 dollars). Counseling fees range from 125 to 200 dollars. These costs are usually rolled into the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and property requirements for a reverse mortgage in Dayton Ohio?
Borrowers must be at least 62 years old. The property must be the primary residence and can be a single-family home, a FHA-approved condo, or a manufactured home that meets HUD standards. The home must also be in good condition as determined by an FHA appraisal.
Is counseling required before getting a reverse mortgage in Ohio?
Yes, Ohio law and federal HUD rules require all borrowers to complete a counseling session with a HUD-approved counselor. This session must occur before the loan application is submitted. The counselor explains loan terms, costs, and alternatives.
Can I lose my home with a reverse mortgage in Dayton?
You can lose your home if you fail to pay property taxes, maintain homeowners insurance, or keep the home in good repair. Ohio law does not provide special protections beyond standard HECM rules. The loan becomes due if you move out permanently or sell the home.