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Directory of reverse mortgage specialists in Winterville, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Winterville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 4 reverse mortgage specialists in Winterville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
701 W Fire Tower Rd Suite E, Winterville, NC 28590
2529176162
Mariner Finance
111 W Fire Tower Rd Ste. C, Winterville, NC 28590
2523213060
Edward Jones - Financial Advisor: Josh Sweeley, CFP®|AAMS®
701 W Fire Tower Rd Suite D, Winterville, NC 28590
2523758407
The Journey's Group
222 Emily Dr, Winterville, NC 28590
2523041019
A reverse mortgage specialist in Winterville, North Carolina helps homeowners aged 62 and older convert home equity into tax-free funds. North Carolina law requires lenders to provide a detailed disclosure and a three-day right of rescission for reverse mortgage loans. Local specialists can guide you through the federally insured Home Equity Conversion Mortgage (HECM) program and explain how it interacts with North Carolina property tax deferral options.
What Does a Reverse Mortgage Specialist in Winterville Cost?
Typical costs for a reverse mortgage in North Carolina include an origination fee of up to 2% of the first $200,000 of home value plus 1% of the amount over $200,000, capped at $6,000. Other costs include a mortgage insurance premium of 2% of the appraised value upfront and 0.5% annually, plus appraisal fees ($400 to $700), title insurance, and recording fees. Total closing costs often range from $5,000 to $15,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Winterville do?
A reverse mortgage specialist helps you understand and apply for a reverse mortgage, typically a HECM loan. They explain eligibility, loan terms, and repayment rules. They also coordinate with a HUD-approved counselor as required by federal law.
Are there North Carolina specific rules for reverse mortgages?
Yes, North Carolina General Statute 24-10.2 requires lenders to give you a written list of at least five HUD-approved counseling agencies. You must complete counseling before applying. Also, North Carolina has a three-day right to cancel after signing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.