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Find Reverse Mortgage Specialists Near You in Statesville, NC

Looking for a reverse mortgage specialist in Statesville? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Statesville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 6 reverse mortgage specialists in Statesville, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1737 Wilkesboro Hwy E, Statesville, NC 28625
7048789544
Regional Finance
1897 E Broad St, Statesville, NC 28625
7048724057
OneMain Financial
122 Venture Ln Ste 4, Statesville, NC 28625
7048723644
Steven Insuasti Mortgage Broker
167 Dunlap Loop, Statesville, NC 28625
7723614323
Allied Financial Services
1624 E Broad St, Statesville, NC 28625
7048732803
Northside Mortgage Group
248 E Broad St, Statesville, NC 28677
7048721106

A reverse mortgage specialist in Statesville, North Carolina helps homeowners aged 62 and older convert home equity into tax-free funds. North Carolina law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Statesville residents can use these funds for home repairs, medical expenses, or supplementing retirement income.

What Does a Reverse Mortgage Specialist in Statesville Cost?

Typical costs for a reverse mortgage in North Carolina include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. These costs usually range from 2000 to 6000 dollars but vary by loan amount and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage specialist in Statesville?
A reverse mortgage specialist is a licensed professional who guides homeowners through the HECM process. They explain eligibility, loan terms, and repayment options specific to North Carolina requirements.
What are the age requirements for a reverse mortgage in North Carolina?
Borrowers must be at least 62 years old. The loan is based on the youngest borrower's age, current interest rates, and the home's appraised value.
Are reverse mortgages regulated in North Carolina?
Yes, North Carolina follows federal HUD rules for HECM loans. The state also requires mandatory counseling from a HUD-approved agency before loan approval.