ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in Pinehurst, NC
Directory of reverse mortgage specialists in Pinehurst, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Pinehurst, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 6 reverse mortgage specialists in Pinehurst, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jim Garrison - Ameris Bank Mortgage
325 Page Rd N Suite 204, Pinehurst, NC 28374
9108244800
Main Street Home Loans, PINEHURST, NC
75 Community Rd, Pinehurst, NC 28374
7036269007
The Meredith Bolton Team
75 Community Rd, Pinehurst, NC 28374
9109776653
Mellisa Holt - Main Street Home Loans
75 Community Rd, Pinehurst, NC 28374
3364806729
Rate
100 Magnolia Rd #2231, Pinehurst, NC 28374
9108390267
Residential Mortgage Services, Inc.
120 Market Square 2nd Floor, Pinehurst, NC 28374
7047901676
A reverse mortgage specialist in Pinehurst North Carolina helps homeowners aged 62 and older convert home equity into tax-free funds. North Carolina law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. The Pinehurst area has many retirees who use reverse mortgages to supplement retirement income without monthly payments.
What Does a Reverse Mortgage Specialist in Pinehurst Cost?
Typical costs for a reverse mortgage specialist in North Carolina include an origination fee up to 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and credit report. Total closing costs often range from 8000 to 15000 dollars. These costs can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Pinehurst North Carolina?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. North Carolina follows federal HUD guidelines for HECM loans.
Do I need counseling before getting a reverse mortgage in North Carolina?
Yes North Carolina requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The session covers loan terms costs and alternatives. You must receive a certificate of completion before the lender can process your application.
Are reverse mortgage proceeds taxable in North Carolina?
Reverse mortgage proceeds are generally not considered taxable income by the IRS or the state of North Carolina. The money you receive is a loan advance not income. However you remain responsible for property taxes and homeowners insurance.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Pinehurst who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.