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Compare Reverse Mortgage Specialists in Mebane, NC
Directory of reverse mortgage specialists in Mebane, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Mebane, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 8 reverse mortgage specialists in Mebane, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Melia Modlin
111 N 4th St Suite 200, Mebane, NC 27302
3365161765
Regional Finance
1331 Mebane Oaks Rd, Mebane, NC 27302
9195684022
Kyle J May - Movement Mortgage
111 N 4th St Second Floor, Mebane, NC 27302
3366868272
Union Home Mortgage - Mebane
202 S Fifth St, Mebane, NC 27302
9196662288
OneMain Financial
1242 S Fifth St, Mebane, NC 27302
9195632052
Trey Courtney Team Mortgage
417 S 4th St, Mebane, NC 27302
9198301116
PHH Mortgage
105 Carden Pl Dr, Mebane, NC 27302
8002108849
First Savings & Loan
206 W Center St, Mebane, NC 27302
9195639231
A reverse mortgage specialist in Mebane, North Carolina helps homeowners aged 62 and older convert home equity into tax-free funds. North Carolina law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Mebane residents can use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Mebane Cost?
Typical costs for a reverse mortgage in North Carolina include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the homes value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from $8,000 to $15,000, depending on the homes value and lender. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Mebane?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and meet HUD property standards. North Carolina also requires a financial assessment to ensure the borrower can pay property taxes and insurance.
How much can I borrow with a reverse mortgage in North Carolina?
The amount depends on the youngest borrowers age, the homes appraised value, and current interest rates. For 2025, the HECM lending limit is $1,149,825. A specialist can provide a personalized estimate based on your specific situation.
Are reverse mortgage proceeds taxable in North Carolina?
No, reverse mortgage proceeds are not considered income by the IRS or the state of North Carolina. They are loan advances and are tax-free. However, interest on the loan is not deductible until the loan is repaid.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.