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Looking for a reverse mortgage specialist in Hickory? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Hickory, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 reverse mortgage specialists in Hickory, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Next Gen Lending
1 N Center St #230, Hickory, NC 28601
8284462901
Mariner Finance
2425 US Hwy 70 SE Ste. 101, Hickory, NC 28602
8284314900
Highlands Residential Mortgage - Hickory, NC
1430 2nd St NE, Hickory, NC 28601
8288202223
Regional Finance
1995 Startown Rd #108, Hickory, NC 28602
8283273333
Atlantic Bay Mortgage Group LLC- Stacy Sharpe
87-A 4th St NW, Hickory, NC 28601
8284605410
ALCOVA Mortgage | Hickory, NC
201 Government Ave SW Ste 100, Hickory, NC 28602
8283101718
Donna Hill, Movement Mortgage
31 4th St NW, Hickory, NC 28601
8282341388
Union Home Mortgage - Hickory
785 U.S. Hwy 70 SW #306, Hickory, NC 28602
8282610808
Peoples Home Equity
231 13th Ave Pl NW Suite D, Hickory, NC 28601
8288559525
Top Flite Home Loans / Stephanie A Gates
200 1st Ave NW Suite 409, Hickory, NC 28601
8286011395
Melissa Pearce, Mortgage Loan Officer - First Horizon Bank
1039 2nd St NE, Hickory, NC 28601
8282671022
Deborah K Pruitt | Fairway Independent Mortgage Corporation Loan Officer
362 10th Ave Dr NE, Hickory, NC 28601
8285224004
Fairway Mortgage Carolinas - Hickory
200 1st Ave NW Ste. 302, Hickory, NC 28601
8283021541
Charles Hayes
127 1st Ave NE, Hickory, NC 28601
8282912008
SecuirtyNational Mortgage Company
739 11th Ave Blvd SE, Hickory, NC 28602
8287811503
Jeff Rollins - Mortgage Solutions Loan Officer
739 11th Ave Blvd SE, Hickory, NC 28602
8287811503
Foothills Mortgage & Equity Inc
829 8th Ave NE, Hickory, NC 28601
8283288533
Jeff Nance at CrossCountry Mortgage
419 2nd St NW Suite A, Hickory, NC 28601
8283021541
Best Mortgage LLC
1015 2nd St NE, Hickory, NC 28601
8282388929
Mortgage Solutions Financial Hickory
739 11th Ave Blvd SE, Hickory, NC 28602
8287811503
A reverse mortgage specialist in Hickory, North Carolina helps homeowners aged 62 and older convert home equity into tax-free funds. In North Carolina, borrowers must complete a counseling session with a HUD-approved counselor before applying. Hickory residents often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Hickory Cost?
Typical costs for a reverse mortgage in North Carolina include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 2,000 to 8,000 dollars depending on the property value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Hickory North Carolina?
Borrowers must be at least 62 years old. The home must be the primary residence. North Carolina law requires a mandatory counseling session with a HUD-approved counselor before the loan can proceed.
Do I need to own my home free and clear to get a reverse mortgage in Hickory?
No, you do not need to own the home free and clear. You must have significant equity. The reverse mortgage pays off any existing mortgage balance, and you receive the remaining funds.
Are reverse mortgage proceeds taxable in North Carolina?
Reverse mortgage proceeds are generally not considered taxable income by the IRS or the state of North Carolina. However, interest on the loan is not deductible until the loan is paid off. Consult a tax professional for your specific situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.