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Find Reverse Mortgage Specialists Near You in Fayetteville, NC
Directory of reverse mortgage specialists in Fayetteville, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Fayetteville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 reverse mortgage specialists in Fayetteville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veterans United Home Loans of Fayetteville
4129 Raeford Rd Suite 103, Fayetteville, NC 28304
9108678003
Union Home Mortgage
6920A Cliffdale Rd, Fayetteville, NC 28314
9109209499
Carolina Home Mortgage NMLS 45212
324 N McPherson Church Rd, Fayetteville, NC 28303
9106585189
Nicki Torres Movement Mortgage Torres Team
201 Hay St UNIT 301, Fayetteville, NC 28301
9106726190
Janiece R Brewer | Element Home Loans Branch Manager/Sr Loan Officer
2543 Ravenhill Dr Suite A-101, Fayetteville, NC 28303
8432782378
A reverse mortgage specialist in Fayetteville, North Carolina helps homeowners aged 62 and older convert part of their home equity into tax-free funds. North Carolina law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Fayetteville residents often use these loans to supplement retirement income or cover home repairs while remaining in their homes.
What Does a Reverse Mortgage Specialist in Fayetteville Cost?
Typical costs for a reverse mortgage in North Carolina include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search. Total closing costs often range from 2,500 to 8,000 dollars depending on the home value and lender. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Fayetteville do?
A reverse mortgage specialist guides homeowners through the HECM process, including eligibility checks, counseling requirements, and loan terms. They help Fayetteville residents understand how a reverse mortgage affects their property taxes, insurance, and heirs.
Are there North Carolina specific rules for reverse mortgages?
Yes, North Carolina requires borrowers to complete a HUD approved counseling session before applying. The state also mandates that lenders provide a clear disclosure of all costs and terms. There is no state specific waiting period beyond federal rules.
What are the eligibility requirements for a reverse mortgage in Fayetteville?
Borrowers must be at least 62 years old, own their home outright or have a low mortgage balance, and live in the home as their primary residence. The property must be a single family home, a HUD approved condo, or a manufactured home that meets FHA standards.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.