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Compare Reverse Mortgage Specialists in Warwick, NY
Looking for a reverse mortgage specialist in Warwick? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Warwick, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 reverse mortgage specialists in Warwick, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Synergy Mortgage Inc
41 South St Suite A, Warwick, NY 10990
8459871969
Edward Jones - Financial Advisor: Ryan O'Leary, CFP®
8 Forester Ave #100, Warwick, NY 10990
8459877220
Chase Home Lending
146 NY-94, Warwick, NY 10990
3327993643
Homestead Funding Corp: Maureen F. Kohler, MBA | NMLS# 34223
41 South St Ste A, Warwick, NY 10990
8457721010
A reverse mortgage specialist in Warwick New York helps homeowners aged 62 and older access home equity without monthly payments. New York state law requires that all borrowers receive independent counseling from a HUD-approved agency before applying. Specialists guide clients through the process, including understanding loan terms and local property tax implications in Orange County.
What Does a Reverse Mortgage Specialist in Warwick Cost?
Typical costs for a reverse mortgage in New York include an origination fee up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 5,000 to 10,000 dollars. These costs can be financed into the loan. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Warwick New York?
Borrowers must be at least 62 years old. If a spouse is under 62, they may still qualify under certain rules, but the younger spouse will not be a borrower. New York state law also requires that all borrowers complete a counseling session.
Do I need to own my home free and clear to get a reverse mortgage in Warwick?
No, you do not need to own your home free and clear. However, any existing mortgage or lien must be paid off with the reverse mortgage proceeds. The home must be your primary residence and meet FHA property standards.
What happens to the loan when I move out or pass away in New York?
The loan becomes due when the last borrower permanently leaves the home or passes away. Heirs have up to 12 months under New York law to sell the home or pay off the loan. They will not owe more than the home is worth.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.