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Compare Reverse Mortgage Specialists in Suffern, NY

Compare reverse mortgage specialists in Suffern. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Suffern, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 reverse mortgage specialists in Suffern, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Everest Equity Company, Inc.
2 Executive Blvd #201, Suffern, NY 10901
8009230031
Chase Mortgage
67 Lafayette Ave, Suffern, NY 10901
8453574300

A reverse mortgage specialist in Suffern, New York helps homeowners aged 62 and older access home equity through a Home Equity Conversion Mortgage (HECM). New York law requires that borrowers receive mandatory counseling from a HUD-approved agency before applying. Suffern residents can work with local specialists who understand Rockland County property values and the specific requirements of New York State lending rules.

What Does a Reverse Mortgage Specialist in Suffern Cost?

Typical costs for a reverse mortgage in New York include an origination fee of up to 2 percent of the home value (capped at $6,000), an appraisal fee of $400 to $800, and a counseling fee of around $125. Closing costs such as title insurance and recording fees add $1,500 to $3,000. These costs can be financed into the loan rather than paid upfront. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What qualifications should a reverse mortgage specialist in Suffern have?
A specialist should be licensed in New York and have experience with HECM loans. They must follow New York Banking Law regulations and work with HUD-approved lenders. Check that they are registered with the Nationwide Multistate Licensing System (NMLS).
Are there New York-specific rules for reverse mortgages in Suffern?
Yes. New York requires a mandatory counseling session with a HUD-approved agency before you can apply. The state also imposes a three-day right of rescission after closing, meaning you can cancel the loan within three business days without penalty.
What is the typical timeline for a reverse mortgage in Suffern?
The process usually takes 30 to 60 days from application to closing. This includes the mandatory counseling session, property appraisal, and underwriting. Delays can occur if the property is in a condominium or cooperative that requires additional review.