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Compare Reverse Mortgage Specialists in Rockville Centre, NY
Directory of reverse mortgage specialists in Rockville Centre, New York. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Rockville Centre, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 reverse mortgage specialists in Rockville Centre, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fellowship Home Loans
100 Merrick Rd #516e, Rockville Centre, NY 11570
8008047283
Prudential Borrowing
450 Sunrise Hwy, Rockville Centre, NY 11570
5162807460
4 Star Capital
165 N Village Ave # 125, Rockville Centre, NY 11570
5163685480
Chris Roberti AKA Mr. Mortgage - NMLS #14701
30 Hempstead Ave Ste. 139, Rockville Centre, NY 11570
5169937359
A reverse mortgage specialist in Rockville Centre New York helps homeowners aged 62 and older convert home equity into cash. New York state law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Rockville Centre residents can use these loans to supplement retirement income or pay for home repairs while remaining in their homes.
What Does a Reverse Mortgage Specialist in Rockville Centre Cost?
Typical costs for a reverse mortgage in New York include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party costs such as appraisal and title search fees ranging from $500 to $2,500. Total closing costs often range from $5,000 to $15,000. These costs can be financed into the loan. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Rockville Centre do?
A reverse mortgage specialist guides homeowners through the process of obtaining a Home Equity Conversion Mortgage (HECM). They explain eligibility requirements, loan terms, and repayment options. In New York, the specialist must also ensure borrowers complete mandatory counseling.
What are the New York state requirements for a reverse mortgage?
New York law requires borrowers to be at least 62 years old and own their home outright or have a low mortgage balance. Borrowers must attend a HUD-approved counseling session. The loan must be recorded with the county clerk, and there is a three-day right of rescission after closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.