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Find Reverse Mortgage Specialists Near You in Port Chester, NY
Compare reverse mortgage specialists in Port Chester. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Port Chester, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 reverse mortgage specialists in Port Chester, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
122 N Main St, Port Chester, NY 10573
9149394000
Chase Mortgage
112 Midland Ave, Port Chester, NY 10573
9149378300
A reverse mortgage specialist in Port Chester, New York helps homeowners aged 62 and older convert home equity into cash without monthly payments. New York law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Port Chester residents can use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Port Chester Cost?
Typical costs for a reverse mortgage in New York include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 2,000 to 5,000 dollars for lower-value homes and up to 8,000 dollars or more for higher-value properties. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Port Chester?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be listed as a borrower. New York law follows federal HUD guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in New York?
Yes, New York requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur at least 30 days before closing. The counselor explains loan terms, costs, and alternatives.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.