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Find Reverse Mortgage Specialists Near You in Oceanside, NY
Browse reverse mortgage specialists serving Oceanside, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Oceanside, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 reverse mortgage specialists in Oceanside, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Legacy Financial
2873 Long Beach Rd, Oceanside, NY 11572
5167648800
Brandon Bowden
2949 Long Beach Rd suite 11, Oceanside, NY 11572
5164769989
A reverse mortgage specialist in Oceanside New York helps homeowners aged 62 and older access home equity without monthly payments. New York state requires mandatory counseling from a HUD-approved agency before you can apply. Specialists guide you through the process and explain how a reverse mortgage affects your property taxes and estate.
What Does a Reverse Mortgage Specialist in Oceanside Cost?
Typical costs for a reverse mortgage in New York include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party costs like appraisal and title fees. Total closing costs often range from 5,000 to 15,000 dollars. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Oceanside New York?
You must be at least 62 years old. All borrowers listed on the title must meet this age requirement under New York law and federal HUD rules.
Do I need counseling before getting a reverse mortgage in New York?
Yes. New York requires you to complete a counseling session with a HUD-approved counselor. This session must happen before you can submit your application.
Can I lose my home with a reverse mortgage in Oceanside?
You can lose your home if you fail to pay property taxes or homeowners insurance. New York law also requires you to maintain the property. A specialist can explain all obligations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.