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Browse reverse mortgage specialists serving Manlius, New York. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Manlius, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 reverse mortgage specialists in Manlius, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Geddes Federal Savings & Loan Association
240 W Seneca St, Manlius, NY 13104
3154686281
Upstate Financial Network, LLC
104 Smith St, Manlius, NY 13104
3156820348
Chase Mortgage
329 Fayette St, Manlius, NY 13104
3156824170
Parmco Mortgage Company, Inc. - NMLS#65840
8117 Trillium Trail, Manlius, NY 13104
3156824600
A reverse mortgage specialist in Manlius New York helps homeowners aged 62 and older convert home equity into tax-free funds. New York law requires borrowers to complete a counseling session with a HUD-approved agency before applying. Manlius residents can use these funds for home repairs healthcare or daily expenses while retaining home ownership.
What Does a Reverse Mortgage Specialist in Manlius Cost?
Typical costs for a reverse mortgage specialist in New York include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third-party costs such as appraisal title search and recording fees usually range from 2000 to 5000 dollars. Mortgage insurance premiums are 2 percent of the home value upfront plus 0.5 percent annually. Costs vary by situation and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Manlius New York?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. New York law also requires a financial assessment to ensure the borrower can pay property taxes and insurance.
Are reverse mortgages regulated differently in New York?
Yes New York has specific laws including a mandatory three-day rescission period after closing. Lenders must also provide a plain language disclosure statement. The New York State Department of Financial Services oversees all reverse mortgage lenders.
Can I lose my home with a reverse mortgage in Manlius?
You can lose your home if you fail to pay property taxes homeowners insurance or maintain the property. New York law requires lenders to notify borrowers of any potential default and offer a repayment plan before foreclosure proceedings begin.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.