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Browse reverse mortgage specialists serving Kingston, New York. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Kingston, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 10 reverse mortgage specialists in Kingston, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Bridget Smith Bruhn | NMLS# 1407759
115 Green St, Kingston, NY 12401
8455324188
Chase Mortgage
256 Plaza Rd, Kingston, NY 12401
8453395750
What Does a Reverse Mortgage Specialist in Kingston Cost?
Typical costs for a reverse mortgage specialist in New York include an origination fee capped at $6,000 by HUD, a mortgage insurance premium of 2% of the appraised value upfront, and an annual premium of 0.5%. Closing costs such as appraisal, title search, and recording fees range from $2,000 to $5,000. Counseling fees are usually around $125 to $150 but may be waived. These costs are often financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Kingston New York?
A reverse mortgage specialist guides seniors through the HECM process, from initial counseling to loan closing. They explain how New York state laws affect reverse mortgages, including the mandatory counseling session and the three-day rescission period after signing. They also help calculate loan eligibility based on the youngest borrowers age and the homes appraised value.
What are the New York requirements for a reverse mortgage?
New York requires all reverse mortgage borrowers to attend a HUD-approved counseling session before submitting an application. The borrower must be at least 62 years old and own the home outright or have a low mortgage balance. The property must be the borrowers primary residence and meet HUD property standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.