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Find Reverse Mortgage Specialists in Hastings-On-Hudson, NY
Compare reverse mortgage specialists in Hastings-On-Hudson. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Hastings-On-Hudson, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 reverse mortgage specialists in Hastings-On-Hudson, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Riolo Real Estate LLC - The Riolo Team - Licensed Real Estate Brokers and Agents - Realtor Hastings on Hudson
36 Main St, Hastings-On-Hudson, NY 10706
9142509001
Chase Mortgage
565 Warburton Ave, Hastings-On-Hudson, NY 10706
9144781800
A reverse mortgage specialist in Hastings-On-Hudson helps older homeowners access home equity without monthly payments. In New York, borrowers must complete a counseling session with a HUD-approved agency before applying. This service is designed for those looking to supplement retirement income while staying in their home.
What Does a Reverse Mortgage Specialist in Hastings-On-Hudson Cost?
Typical costs for a reverse mortgage in New York include an origination fee (up to $6,000 for HECMs), a mortgage insurance premium (2% of the appraised value upfront plus 0.5% annually), appraisal fees ($400 to $800), and closing costs ($1,000 to $3,000). Counseling fees are usually $125 to $250 but may be waived by some agencies. These costs are often financed into the loan. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Hastings-On-Hudson New York?
Borrowers must be at least 62 years old. In New York, if the home is owned jointly, all owners must meet this age requirement to qualify for a Home Equity Conversion Mortgage.
Do I need to pay off my existing mortgage to get a reverse mortgage in New York?
Yes, any existing mortgage or liens must be paid off with the reverse mortgage proceeds. New York law requires that the reverse mortgage be a first lien on the property.
Is the reverse mortgage amount limited in New York?
Yes, the amount is based on the youngest borrowers age, current interest rates, and the homes appraised value. In New York, the maximum claim amount for a HECM is set by HUD and is currently $1,149,825 for 2024.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.