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Find Reverse Mortgage Specialists in Glen Cove, NY
Directory of reverse mortgage specialists in Glen Cove, New York. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Glen Cove, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 reverse mortgage specialists in Glen Cove, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Azaria Solutions Corp. Mahshid Azarian CEO
10 Cedar Swamp Rd Suite #12, Glen Cove, NY 11542
5167366467
Harbor Funding Group Inc
45 Cedar Swamp Rd Unit 1, Glen Cove, NY 11542
5166093000
A reverse mortgage specialist in Glen Cove, New York helps homeowners aged 62 and older convert home equity into tax-free funds. New York law requires mandatory counseling by a HUD-approved agency before you can apply. Glen Cove residents often use these loans to supplement retirement income or pay for home repairs while staying in their homes.
What Does a Reverse Mortgage Specialist in Glen Cove Cost?
In New York, a reverse mortgage typically costs between $5,000 and $12,000 in total upfront fees. This includes the FHA mortgage insurance premium of 2 percent of the home value, an origination fee capped at $6,000, and third-party costs such as appraisal $400 to $800, title search $500 to $1,500, and recording fees $100 to $300. Nassau County adds a mortgage recording tax of about 1.8 percent of the loan amount. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and property requirements for a reverse mortgage in Glen Cove?
You must be at least 62 years old. The property must be your primary residence and can be a single-family home, a 2-4 unit property, a HUD-approved condo, or a manufactured home that meets FHA standards. New York law also requires that you own the home outright or have a low mortgage balance that can be paid off with the loan.
Is counseling required for a reverse mortgage in New York?
Yes, New York law mandates that you complete a counseling session with a HUD-approved housing counselor before you can apply. The counselor explains loan terms, costs, and alternatives. This session must occur at least 30 days before you sign the loan documents.
What are the typical costs for a reverse mortgage in New York?
Costs include an origination fee up to 2 percent of the home value or $6,000, whichever is less, plus a mortgage insurance premium of 2 percent of the appraised value. Third-party fees for appraisal, title search, and recording can range from $1,000 to $3,000. New York also imposes a mortgage recording tax, which varies by county.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.