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Find Reverse Mortgage Specialists Near You in Freeport, NY
Browse reverse mortgage specialists serving Freeport, New York. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Freeport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 8 reverse mortgage specialists in Freeport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
49 W Merrick Rd Suite 200, Freeport, NY 11520
7187572088
Benjamin Bankers
121 Church St, Freeport, NY 11520
5168881898
Chris Gonzalez | Fairway Independent Mortgage Corporation Loan Officer
49 W Merrick Rd Suite 200, Freeport, NY 11520
5167816600
Sunrise Mortgage Company, Inc.
49 Guy Lombardo Ave, Freeport, NY 11520
5167715600
Jamie Gallagher | Loan Officer
49 W Merrick Rd Suite 200, Freeport, NY 11520
9179402819
Rene Anthony Gonzalez | Fairway Independent Mortgage Corporation Branch Manager
49 W Merrick Rd Suite 200, Freeport, NY 11520
5169729665
Michael Bauer | Lightning Funding - Mortgage Broker
49 W Merrick Rd Suite 200, Freeport, NY 11520
5169725253
Prudential Borrowing Llc
49 W Sunrise Hwy, Freeport, NY 11520
8005406847
A reverse mortgage specialist in Freeport, New York can help homeowners aged 62 and older access home equity without monthly payments. New York law requires a mandatory counseling session with a HUD-approved counselor before you can apply. Freeport residents often use these funds to supplement retirement income or pay for home repairs.
What Does a Reverse Mortgage Specialist in Freeport Cost?
Typical costs for a reverse mortgage specialist in New York include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. These fees total between 3000 and 8000 dollars on a 300000 dollar home. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Freeport do?
A specialist guides you through the reverse mortgage process, including eligibility, loan options, and closing. They explain how New York state laws affect the loan, such as the three-day right of rescission after closing.
What are the eligibility requirements for a reverse mortgage in New York?
You must be at least 62 years old, own your home outright or have a low mortgage balance, and live in the home as your primary residence. New York also requires you to complete a HUD-approved counseling session before applying.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.