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Compare Reverse Mortgage Specialists in Fishkill, NY
Browse reverse mortgage specialists serving Fishkill, New York. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Fishkill, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 10 reverse mortgage specialists in Fishkill, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A.S.A.P. Mortgage Corp.
1068 Main St Suite 200, Fishkill, NY 12524
8453204810
MortgageDepot Fishkill, NY
725 US-9 Suite A, Fishkill, NY 12524
8453630040
Mid-Hudson Valley Federal Credit Union
584 US-9 Suite 100, Fishkill, NY 12524
8453364444
OneMain Financial
738 US-9 #23, Fishkill, NY 12524
8458960290
Trustco Bank
1545 NY-52, Fishkill, NY 12524
8458968260
Real Estate Mortgage Network
1401 NY-52, Fishkill, NY 12524
8452025624
Rhinebeck Bank Residential Lending
1022 Main St, Fishkill, NY 12524
8454548555
Gillian Harper
300 Westage Business Center Dr Suite 160, Fishkill, NY 12524
9144668081
Robert Dominguez
300 Westage Business Center Dr Suite 160, Fishkill, NY 12524
9144896140
ABC 123 Mortgage, Inc
798 US-9, Fishkill, NY 12524
8458965500
A reverse mortgage specialist in Fishkill, New York helps seniors aged 62 and older convert home equity into loan proceeds. New York state law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Fishkill residents can use these funds for home improvements, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Fishkill Cost?
Typical costs for a reverse mortgage in New York include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. For a home valued at 400,000 dollars, total closing costs may range from 8,000 to 15,000 dollars. Counseling fees are usually around 125 to 250 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Fishkill New York?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be a primary residence, such as a single-family home or an approved condominium. New York law also requires a financial assessment to ensure the borrower can pay property taxes and insurance.
Do I need counseling before getting a reverse mortgage in New York?
Yes, New York state law mandates that all applicants attend a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must provide a certificate of completion before the loan can proceed.
What types of reverse mortgages are available in Fishkill New York?
The most common option is the Home Equity Conversion Mortgage (HECM), which is federally insured by the FHA. Proprietary reverse mortgages are also available for higher-value homes. New York law does not allow reverse mortgages for cooperative apartments unless specific conditions are met.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.