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Find Reverse Mortgage Specialists Near You in East Hampton, NY
Looking for a reverse mortgage specialist in East Hampton? Review the directory below to compare your options.
3 agents listed
Updated May 2026
East Hampton, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 reverse mortgage specialists in East Hampton, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Par East Mortgage Co.
15 Toilsome Ln, East Hampton, NY 11937
6313248201
Chase Home Lending
66 Main St, East Hampton, NY 11937
6313240800
DE Capital Mortgage
20 Main St, East Hampton, NY 11937
6312834343
A reverse mortgage specialist in East Hampton helps older homeowners access home equity without selling their property. New York law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists can guide you through local property tax rules and the unique housing market in the Hamptons.
What Does a Reverse Mortgage Specialist in East Hampton Cost?
Typical costs for a reverse mortgage in New York include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party costs like appraisal and title search. Total closing costs often range from 5,000 to 15,000 dollars depending on the property value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in East Hampton?
A reverse mortgage specialist is a licensed professional who helps homeowners aged 62 and older obtain a reverse mortgage. In New York, they must follow state regulations including mandatory counseling and disclosure requirements.
What are the New York requirements for a reverse mortgage?
New York requires borrowers to attend HUD-approved counseling and wait at least 7 days after counseling before closing. The loan must be a Home Equity Conversion Mortgage insured by the Federal Housing Administration.
How does the East Hampton housing market affect reverse mortgages?
East Hampton has high property values which can allow for larger loan amounts. However, borrowers must still meet income and credit requirements. Property taxes and insurance must be paid on time to avoid default.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.