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Compare reverse mortgage specialists in Cornwall. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Cornwall, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 reverse mortgage specialists in Cornwall, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Geoffrey D. Gold | NMLS# 26640
Homestead Funding Corp: Maria L. Crusco | NMLS# 2525802
55 Quaker Ave, Cornwall, NY 12518
8458000815
Reverse mortgage specialists in Cornwall New York help homeowners aged 62 and older access home equity without monthly payments. New York law requires borrowers to complete a HUD-approved counseling session before applying. Specialists guide clients through the specific requirements of the New York State Department of Financial Services and federal HECM rules.
What Does a Reverse Mortgage Specialist in Cornwall Cost?
Typical costs for a reverse mortgage in New York include an origination fee up to 2 percent of the home value capped at 6000 dollars. Third-party fees such as appraisal title search and recording fees range from 1000 to 3000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. Annual mortgage insurance is 0.5 percent of the loan balance. These costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Cornwall New York?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement under New York law and federal HUD guidelines.
Is counseling required for a reverse mortgage in New York?
Yes New York law mandates a counseling session with a HUD-approved counselor before you can apply. This session covers costs obligations and alternatives. The counselor must be independent from the lender.
What property types qualify for a reverse mortgage in Cornwall New York?
Eligible properties include single-family homes two-to-four unit properties and HUD-approved condominiums. Manufactured homes may qualify if they meet FHA standards. The property must be your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.