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Reverse Mortgage Specialists in Cicero, NY

Browse reverse mortgage specialists serving Cicero, New York. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Cicero, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 reverse mortgage specialists in Cicero, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Antwaun Johnson at Sidney Federal Credit Union (NMLS #2285205)
8062 Brewerton Rd, Cicero, NY 13039
3158076707
OneMain Financial
6195 NY-31 #8, Cicero, NY 13039
3156994950
Chase Mortgage
7888 Brewerton Rd, Cicero, NY 13039
3154525816
Edward Jones - Financial Advisor: Derek B Loomis, AAMS®
6265 NY-31 Unit 2, Cicero, NY 13039
3156991459

A reverse mortgage specialist in Cicero New York helps homeowners aged 62 and older convert home equity into tax-free funds. New York law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists guide clients through the process while ensuring compliance with state regulations on loan terms and repayment.

What Does a Reverse Mortgage Specialist in Cicero Cost?

Typical costs for a reverse mortgage in New York include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These fees often total between 3,000 and 8,000 dollars for a home valued at 200,000 dollars. Costs vary based on loan type and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Cicero New York?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 unless the loan is structured under specific HUD rules. New York law does not lower this federal age requirement.
Do I need counseling before getting a reverse mortgage in New York?
Yes, New York requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur before you submit a loan application. The counselor explains costs, alternatives, and obligations.