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Find Reverse Mortgage Specialists Near You in Catskill, NY
Compare reverse mortgage specialists in Catskill. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Catskill, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 reverse mortgage specialists in Catskill, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Laura Staerker at Rate (NMLS #58016)
335 Main St Office 1 & 2, Catskill, NY 12414
5183507721
Homestead Funding Corp. – Catskill
175 Water St Suite 5, Catskill, NY 12414
5189433714
Robert Ryan at Rate (NMLS #66014)
335 Main St Offices 1 & 2, Catskill, NY 12414
5185571370
Rate
335 Main St Offices 1 & 2, Catskill, NY 12414
5183507721
A reverse mortgage specialist in Catskill New York can help homeowners aged 62 and older access home equity without monthly payments. New York law requires borrowers to complete a HUD-approved counseling session before applying. This service is useful for those looking to supplement retirement income or cover home repairs in Greene County.
What Does a Reverse Mortgage Specialist in Catskill Cost?
Typical costs for a reverse mortgage in New York include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Appraisal fees range from 400 to 800 dollars and closing costs may add 2000 to 5000 dollars. Counseling is usually free or low cost at about 125 dollars. These costs are often rolled into the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Catskill do?
A reverse mortgage specialist guides you through the loan process from application to closing. They explain New York specific rules like the mandatory counseling and the three day rescission period after signing. They also help you understand how the loan affects your home equity and estate.
What are the New York requirements for a reverse mortgage?
New York requires borrowers to be at least 62 years old and own their home outright or have a low mortgage balance. You must complete a counseling session with a HUD approved agency. The loan must be for a primary residence and you must pay property taxes and insurance on time.
How long does the reverse mortgage process take in Catskill?
The process typically takes 30 to 45 days from application to closing. This includes the mandatory counseling session and a property appraisal. New York law gives you three business days after closing to cancel the loan without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.